Personal banking is the riskiest way to bank. A personal account is a bank account that has been opened with an SSN (Social Security Number) and has your ALL CAPS NAME and an EMAIL and ADDRESS.
The reason risk is high because it involves the UCC and credit reporting. If this is debt attached to that EIN and Company name, the government has the ability to lien the account and force transactions regardless of if they have been verified or not. In Law, this is considered rape https://www.etymonline.com/word/Rape and theft which a tort or trespass claim that can be made. You have the ability to receive remedy with the following process